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Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.Most of us leave the house carrying three essentials: keys, wallet, and smartphone.JD Sherry warned me, however that “hackers don’t subscribe to such lists.” Well, at least you won’t get as many pesky marketing calls. Get more than one cell phone: Former DEA agent Tom Martin has three, but he only gives out the number to the phone that contains no data or links to personal information. Choose which private data you are willing to share: When asked for your cell number, especially at a retailer, you may be able provide an email address, zip code or just your name as a way to identify you. Of course, all of this takes more time and effort and raises the larger question: How much privacy and security are we willing to trade away for a little more convenience? Monday through Saturday, Credit's Q&A experts answer questions from readers.“If someone you had just met asked you for your social security number, you would likely not give it to them.What if the same person asked you for your cell phone number?

Well, too many of us are likely to divulge our ten-digit number in a flash, as millions of us do in stores and online on a daily basis. And just the other day, shoe retailer Johnston & Murphy demanded it when I was buying a belt.

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